Compass tool
Cost Compass
THB stays the reference currency; your choice is remembered on this device.
Your household
Ages are used to estimate insurance, food and schooling more realistically.
Adults
Children
No children in the household.
Your home
Utilities are estimated separately.
Food & everyday shopping
Which best describes your household?
Getting around
How will your household usually get around?
Healthcare
How do you expect to cover healthcare in Thailand?
Actual premiums depend on insurer, coverage, medical underwriting and pre-existing conditions. Age is used here to make the estimate more realistic.
Lifestyle & leisure
Fine-tune your estimate
Optional — add recurring costs that are significant for your household.
Your estimated monthly Hua Hin budget
฿76,150
Realistically ฿67,000 – ฿87,500 depending on the month.
≈ €1,998 per month
- Estimated annual cost
- ฿913,800
- ≈ €23,976
- Suggested emergency buffer*
- ฿456,900
- ≈ €11,988
Exchange rate updated: 30 September 2026
These figures are estimates and should not be considered financial advice.
* Six months of your own spending, kept accessible. It is there for a rental deposit and moving-in costs, a hospital bill or insurance excess, a flight home at short notice, or a gap between income and expenses while things settle. This is separate from the money immigration expects to see — visa financial requirements have their own rules about amounts and seasoning periods.
Breakdown by category
What each line covers, what tends to move it, and where to read more before you commit to a number.
Monthly spend by category
Not included in this total
- · Flights, visa runs and trips home
- · Shipping, furniture and the first-month setup costs
- · Rental deposits and key money
- · School registration and other one-off enrolment fees
- · Income tax in Thailand or your home country
- · Currency swings between your income and the baht
- Housing฿25,000≈ €65633%
Rent on a 12-month contract, plus pool, garden or household help where you pay for them separately. Location and property type move this line more than anything else.
- Utilities & internet฿2,550≈ €673%
Electricity, water, internet and mobile. Air-conditioning use and the size of the home decide the total.
- Food & household฿22,000≈ €57729%
Groceries and everyday household shopping plus eating out, scaled to who actually lives with you. Imported Western products raise it quickly.
- Transportation฿8,500≈ €22311%
Fuel, rental or running costs, insurance and servicing. A car costs several times what a scooter does.
- Healthcare฿4,600≈ €1216%
Routine care and insurance premiums, estimated per person by age. Premiums climb steeply after 55 and rise again every year.
- Lifestyle & leisure฿13,500≈ €35418%
Sport, golf, socialising, weekends away and everything discretionary.
Keep your Compass results
Optional. Your results are already shown above — this only sends you a copy.